A material or structure is described as fire-resistive if it can withstand exposure to flames of a specified intensity or for a specified period.
Hazard insurance is a form of insurance that protects property owners against damages inflicted by certain risks, such as fires, storms, and other natural disasters.
Underwriters Laboratories, Inc. (UL) is a private organization that performs a wide range of product safety tests on fire-protective equipment, electric and heating appliances, wiring, and building materials. The organization certifies products for safety standards and labels them accordingly after successful testing.
