A federal law enacted to stimulate economic recovery by appropriating $790 billion for infrastructure projects, providing tax benefits, and granting funds to states and localities.
The Americans with Disabilities Act (ADA) is a federal civil rights law that prohibits discrimination against individuals with disabilities in all areas of public life, such as jobs, schools, transportation, and all public and private places that are open to the general public.
COBRA is a federal law that allows employees and their families to continue their group health benefits even after losing their job or experiencing other qualifying events.
The Community Reinvestment Act (CRA) is a federal law encouraging financial institutions to meet the credit needs of the communities they serve, with a focus on low- and moderate-income residents and inner-city neighborhoods.
A right conferred by federal law on employees and their spouses and dependents to continue participation in an employer-sponsored healthcare plan even after their coverage is terminated due to specified events such as death or divorce of the employee.
Domestic corporations are entities established under the laws of the United States, operating primarily within the country, and are subject to federal and state regulations.
The Employee Retirement Income Security Act of 1974 (ERISA) is a federal law that sets minimum standards for most voluntarily established pension and health plans in private industry to provide protection for individuals in these plans.
The Fair Credit Reporting Act (FCRA) is a federal law that grants individuals the right to access their credit reports at credit reporting agencies. The act allows individuals to challenge and correct any inaccuracies in their credit records if mistakes are proven.
The Freedom of Information Act (FOIA) is a federal law that mandates the disclosure of documents and materials generated or held by federal agencies to the public, subject to specified exemptions including issues related to national security.
A federal law, administered by the U.S. Department of Housing and Urban Development (HUD), which mandates specific disclosures and advertising procedures for the sale of land to purchasers in different states to protect consumers from fraud and abuse.
A protected class is an identified minority subgroup of the population that cannot be legally discriminated against under federal law.
The Racketeer Influenced and Corrupt Organizations Act (RICO) is a United States federal law enacted in 1970 to combat organized crime. RICO allows for the prosecution of individuals involved in ongoing criminal enterprises, including those indirectly involved.
The Racketeer Influenced and Corrupt Organizations Act (RICO) is a federal law enacted in 1970 designed to combat organized crime in the United States by enabling prosecutors to charge individuals or groups involved in extended criminal enterprises.
The Real Estate Settlement Procedures Act (RESPA) is a federal law that regulates the real estate settlement process to protect consumers from abusive practices and ensure fair and transparent transactions.
Usury refers to the practice of charging an interest rate on loans that exceeds the legal maximum set by state law. The limits on usury can vary based on the type of lender and loan, and federal laws sometimes override these state limits under specific conditions.
