The Fair Credit Reporting Act (FCRA) is a federal law that grants individuals the right to access their credit reports at credit reporting agencies. The act allows individuals to challenge and correct any inaccuracies in their credit records if mistakes are proven.
Familial status refers to a characteristic determined by a person's household type, such as marriage and existing or prospective children. It is a key term under the Fair Housing Law and the Fair Credit Reporting Act, aimed at prohibiting discrimination against individuals under 18 living with a parent or legal guardian, as well as pregnant women.
