A credit analyst is a professional responsible for evaluating the financial affairs of individuals or corporations to determine their creditworthiness. They assess the risk associated with lending and determine credit ratings.
Mercantile agencies are organizations that provide businesses with credit ratings and reports on other firms that are or might become customers. Notable examples include Dun & Bradstreet, which offers extensive credit and financial information services.
Moody's Investment Grade ratings, provided by Moody's Investors Service, play a crucial role in evaluating the creditworthiness of municipal short-term debt securities. These ratings help investors and financial institutions make informed decisions by classifying securities as MIG-1, 2, 3, and 4 to signify best, high, favorable, and adequate quality, respectively. All these ratings are considered investment grade or bank quality.
Moody's Investors Service is a preeminent financial services company headquartered in downtown Manhattan. It stands among the three most well-known bond-rating agencies in the United States, alongside Fitch Ratings and Standard & Poor's.
Prime Paper refers to the highest quality commercial paper, rated by major credit rating agencies like Moody's Investor's Service. It is considered investment-grade and is categorized based on its quality level.
A rating agency is an organization that monitors the credit backing of bond issues and other forms of public borrowings. It also provides ratings on the risks involved in holding specific stocks. Well-known rating agencies include Standard & Poor's, Moody's, and Fitch.
Evaluation of the credit and investment risk of a securities issue by commercial rating agencies.
