Coverage for bodily injury and/or death resulting from accidental means (other than natural causes).
A comprehensive insurance package that provides protection for a business's property against damage or destruction caused by perils such as fire, smoke, and vandalism, as well as liability coverage if the actions (or non-actions) of the business's representatives result in bodily injury or property damage.
Casualty insurance provides coverage primarily for the liability of an individual or organization resulting from negligent acts and omissions, thereby causing bodily injury and/or property damage to a third party.
Comprehensive Liability Insurance provides businesses with coverage for negligence-based civil liability in various situations, including bodily injury, property damage, and medical expenses arising from the operation of premises, completed operations, and products.
Direct Liability refers to the legal obligation of an individual or business due to negligent acts or omissions that result in bodily injury or property damage to another party, without any intervening circumstances.
Elevator liability insurance provides coverage when a liability suit is brought against an insured for bodily injury incurred by a plaintiff as the result of using an elevator on the insured's premises.
Errors and Omissions (E&O) Liability Insurance is a type of professional liability insurance that protects professionals and companies from claims of negligence or inadequate work.
General Liability Insurance provides coverage for an insured when negligent acts and/or omissions result in bodily injury and/or property damage on the premises of a business, when someone is injured as the result of using the product manufactured or distributed by a business, or when someone is injured in the general operation of a business.
A type of coverage in which an insured's own policy indemnifies them for bodily injury and/or property damage without regard to fault. This system is designed to simplify claims and reduce litigation in auto accidents.
An insurance endorsement that provides liability coverage for an insured who is sued due to the negligent acts or omissions of an independent contractor or subcontractor, resulting in bodily injury and/or property damage to a third party.
Coverage for bodily injury and property damage liability resulting from the ownership, use, and/or maintenance of an insured business's premises as well as operations by the business anywhere in the United States or Canada.
Personal injury encompasses various types of wrongful conduct causing harm to an individual, including false arrest, invasion of privacy, libel, slander, defamation of character, and bodily injury. Unlike property damage or destruction, personal injury pertains directly to harm inflicted upon a person.
